I remember having a conversation with my husband about taking on a $10 gig on Upwork, a freelancer marketplace, shortly after quitting my job to become a full-time freelancer.

I worried I was selling myself short, despite the fact that the job was small and could be completed in well under an hour.

Not to mention the fact that the $10 would actually turn into $8 after Upwork’s 20% commission.

My husband, in his infinite wisdom, simply said, “Consider it a marketing expense. …

Morgan Overholt

Morgan Overholt is a freelance graphic designer and owner of Morgan Media LLC. She is also a contributor for Business Insider and Collective.

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